/* Pet Insurance 101 — clean money-guide look, teal accent */
:root {
  --ink: #1c2b2a;
  --muted: #55605f;
  --accent: #0e7c7b;
  --accent-dark: #0a5f5e;
  --accent-soft: #e2f2f1;
  --gold: #d9a62e;
  --bg: #ffffff;
  --wash: #f5fafa;
  --line: #dbe7e6;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.68;
}
.wrap { max-width: 780px; margin: 0 auto; padding: 0 20px; }

/* Header */
.site-header {
  background: var(--wash);
  border-bottom: 1px solid var(--line);
  padding: 22px 0 18px;
}
.brand {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--ink);
  text-decoration: none;
  letter-spacing: -0.01em;
}
.brand .brand-accent { color: var(--accent); }
.tagline { color: var(--muted); margin: 4px 0 0; font-size: 0.95rem; }
nav.crumb a { color: var(--accent); text-decoration: none; font-size: 0.92rem; }
nav.crumb a:hover { text-decoration: underline; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--accent-dark) 0%, var(--accent) 60%, #14a3a2 100%);
  color: #fff;
  padding: 56px 0 52px;
}
.hero .wrap { max-width: 900px; }
.hero h1 { font-size: 2.5rem; line-height: 1.15; margin: 0 0 14px; letter-spacing: -0.02em; }
.hero p.lede { font-size: 1.12rem; margin: 0 0 28px; opacity: 0.95; max-width: 640px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 32px; align-items: center; }
.hero img {
  width: 100%; height: auto; border-radius: 14px;
  box-shadow: 0 18px 40px rgba(0,0,0,0.25);
  aspect-ratio: 16/10; object-fit: cover;
}
.cta-row { display: flex; gap: 12px; flex-wrap: wrap; }
.btn {
  display: inline-block; background: #fff; color: var(--accent-dark);
  font-weight: 700; padding: 12px 22px; border-radius: 999px;
  text-decoration: none; transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(0,0,0,0.25); }
.btn-ghost {
  display: inline-block; border: 2px solid rgba(255,255,255,0.7); color: #fff;
  font-weight: 600; padding: 10px 20px; border-radius: 999px; text-decoration: none;
  transition: background 0.15s ease;
}
.btn-ghost:hover { background: rgba(255,255,255,0.14); }

/* Intro sections */
.intro { padding: 44px 0 8px; }
.intro h2, .posts h2 { font-size: 1.45rem; letter-spacing: -0.01em; }
.intro p { color: var(--muted); font-size: 1.04rem; }

/* Article cards */
.posts { padding: 12px 0 56px; }
.card {
  display: grid; grid-template-columns: 220px 1fr; gap: 22px;
  border: 1px solid var(--line); border-radius: 14px;
  padding: 20px; margin-bottom: 18px; background: #fff;
  transition: box-shadow 0.18s ease, transform 0.18s ease;
}
.card:hover { box-shadow: 0 12px 28px rgba(14,124,123,0.14); transform: translateY(-3px); }
.card img { width: 100%; height: 100%; min-height: 130px; object-fit: cover; border-radius: 10px; }
.card h3 { margin: 0 0 8px; font-size: 1.18rem; letter-spacing: -0.01em; }
.card h3 a { color: var(--accent-dark); text-decoration: none; }
.card h3 a:hover { color: var(--accent); text-decoration: underline; }
.card p { margin: 0; color: var(--muted); font-size: 0.98rem; }
.card .badge {
  display: inline-block; font-size: 0.72rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.06em; color: var(--accent-dark); background: var(--accent-soft);
  padding: 3px 10px; border-radius: 999px; margin-bottom: 8px;
}

/* Article pages */
main { padding: 34px 0 56px; }
.post h1 { font-size: 2rem; line-height: 1.25; margin: 14px 0 6px; letter-spacing: -0.02em; }
.post .meta { color: var(--muted); font-size: 0.9rem; margin-bottom: 22px; }
.post h2 { font-size: 1.35rem; margin: 38px 0 12px; padding-bottom: 6px; border-bottom: 2px solid var(--accent-soft); letter-spacing: -0.01em; }
.post h3 { font-size: 1.1rem; margin: 26px 0 8px; color: var(--accent-dark); }
.post ul, .post ol { padding-left: 22px; }
.post li { margin-bottom: 8px; }
.post figure.post-image { margin: 0 0 28px; }
.post figure.post-image img { width: 100%; height: auto; border-radius: 14px; aspect-ratio: 16/9; object-fit: cover; box-shadow: 0 10px 26px rgba(14,124,123,0.12); }
.post figcaption { font-size: 0.82rem; color: var(--muted); margin-top: 8px; }

/* Callouts */
.take {
  background: var(--accent-soft);
  border-left: 4px solid var(--accent);
  border-radius: 0 10px 10px 0;
  padding: 14px 18px; margin: 26px 0;
}
.take strong.take-label { color: var(--accent-dark); display: block; margin-bottom: 4px; }
.checklist { list-style: none; padding-left: 0; }
.checklist li { padding-left: 32px; position: relative; margin-bottom: 12px; }
.checklist li::before {
  content: "✓"; position: absolute; left: 0; top: 0;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--accent); color: #fff; font-weight: 700; font-size: 0.8rem;
  display: flex; align-items: center; justify-content: center; line-height: 22px; text-align: center;
}
.warn {
  background: #fdf6e7; border: 1px solid #f0dcab; border-radius: 10px;
  padding: 14px 18px; margin: 26px 0;
}
.warn strong { color: #8a6414; }

.back { display: inline-block; margin-bottom: 20px; color: var(--accent); text-decoration: none; font-weight: 600; }
.back:hover { text-decoration: underline; }

/* Footer */
.site-footer {
  border-top: 1px solid var(--line);
  background: var(--wash);
  padding: 26px 0 36px;
  color: var(--muted);
  font-size: 0.9rem;
}
.site-footer .disclaimer { border-bottom: 1px solid var(--line); padding-bottom: 16px; margin-bottom: 16px; }
.site-footer .ai-disclosure { font-size: .85em; opacity: .85; }
.footer-nav { margin-top: 12px; }
.footer-nav a { color: var(--accent-dark); text-decoration: none; }
.footer-nav a:hover { text-decoration: underline; }

/* Ad slot placeholder — shown once real ad code is pasted */
.ad-slot {
  border: 1px dashed var(--line); color: var(--muted); text-align: center;
  padding: 12px; margin: 24px 0; font-size: 0.85rem; display: none;
}

@media (max-width: 680px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 1.9rem; }
  .card { grid-template-columns: 1fr; }
  .card img { max-height: 200px; }
  .post h1 { font-size: 1.6rem; }
}